SunTrust is actually one of the largest banks with a number of perks for account holders. SunTrust, in 2019 merged with a fellow regional bank BB&T to create a new bank that is now known as Truist, and it is now been positioned as the seventh-largest bank in the United State, with over $396 billion in its deposit and about $297 in loans.
Regardless of the merging, SunTrust and BB&T have both individually retained their own branding and product. SunTrust offers its customers a wide array of banking products with unusual [perks to customers in about 10 South-Eastern states and also in the District of Columbia.
In this article, we will fill you in on all you should know about SunTrust Online Banking Login. This will help you decide if this bank is the right fit for you.
Pros and Cons of SunTrust Bank
Pros of SunTrust
- Easy and Seamless Integration with digital payment applications:
This bank allows its users to easily link their SunTrust MasterCard credits and debit cards and SunTrust Visa credit cards to Apple Pay, Samsung Pay, etc, this makes contactless payment a relatively easy process, irrespective of which digital application that you choose.
- Tons of Ways to earn cashback and some other perks:
SunTrust has multiple deal programs that offer it, banking customers, some personalized offers that help them earn cashback after they’ve made some purchases with their SunTrust debit or credit card at participating retailers.
Couple with that, if the customers have a reward credit card with the bank, they can actually increase the cashback that they receive from that card by 10%, of course, that if the customers have deposited into any of the SunTrust deposit accounts.
- SunTrust has both online, Mobile, and Text-Based Banking Available:
Customers of this bank can actually handle their banking tasks with a robust online banking portal. This bank also present it customers with the option of downloading their app, which is available for iOS and Android, where you can have access to a wide range of services, services like mobile alerts, etc
SEE ALSO: How To Use Your Regions Bank Login On Web & App
Cons of SunTrust
- SunTrust is only available in the South-Eastern US
Regardless of the fact that this bank is one of the largest banks in the United State, it is only available in 10 states and also in the District of Columbia.
- Un-Transparent Website
The interest rate of this bank are listed on their website based on your zip code, so it might be necessary to actually call the bank to know what rate you’ll be expecting from interest-bearing accounts.
- Low-interest Rate
They’ve complained over the years that the interest rate of this bank is relatively low, even at moments when most banks actually have low rates.
Moving on!
SunTrust bank actually provides its customers with savings and checking accounts, loans, wealth and retirement planning, and some other products and services. If you have no desire to visit one of the branches, you can do most of the banking activities from your mobile banking app or website.
You will however need SunTrust logins to take advantage of its online banking platform. So where can you find the login information and how to bank online.
How do I Enroll in SunTrust Online Banking Login
Before you can start banking online, you will need to actually enroll; it is relatively easy, just in two steps:
- Visit the SunTrust enrollment page either from your mobile browser or your desktop.
- Proceed to enter your account number, Zip code, and to verify your identity, you have to input the last four digits of your social security number.
If you are wondering where to find your account number, you can find it at the bottom of your checks, it is actually the second set of numbers after the routing number, or better still you can call their customer care number at (877) 268-5353, if you don’t have your check at hand.
SunTrust Online Banking Login from a Computer
To log in, all you have to do is to visit the online login page and proceed to enter your user name and password. If you have however forgotten either, click on Forgot user ID/Password and the set of instructions to retrieve them. This information will be sent to your email address.
How to login to Your SunTrust Bank Account from a Mobile Phone
The best way to have access to your account is by installing the SunTrust Mobile Banking app. Once you have installed and also verified it, you will not need to actually enter your SunTrust login next time.
How to retrieve a forgotten username or Password
If by chance you have forgotten your SunTrust login information, you can actually retrieve it by following these steps:
- Visit the SunTrust online login page and click on the forgot user ID/Password
- You can choose to request your user ID or password (or you can do both)
- Verify your identity by making use of your SunTrust debit card information and Pin, or you can actually answer your security question by entering your full social security number and the last four digits of your account number.
- After you have done all of these, you can then click on the request button
- You will get a message with the info that you need to log in.
- In the case of password, you will be prompted to actually reset it.
Banking with SunTrust
SunTrust makes it easy to bank with them; you can easily open an account with them online. Customers that are living in one of the 10 states served by the bank, can actually drop into one of their branches or stop by any of their ATMs for their transactions.
The mobile banking option of this bank can make it relatively easy for its customers to bank on the go, and of course, this includes digital payment apps and text banking.
Is this bank actually worth it, the answer is obvious? With SunTrust, banking is made easy.